SHAREWELL

Catastrophic Coverage Made Simple

Our cost sharing program for emergency health issues helps cover large medical expenses — from hospitalizations to surgeries — you save up to 50% compared to traditional insurance.

How it works Choose your plan 
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Our cost sharing benefit is not insurance. As a member you contribute a monthly subscription fee and when major health needs arise, you have a Unshared Amount (UA) and all other costs are 'shared' from that fund — giving you access to the care you need, at a fraction of the price.

Emergency Room Visits

Emergency Room Visits

Hospital Stays

Hospital Stays

Surgeries

Surgeries

ICU & Specialist Care

ICU & Specialist Care

Maternity

Maternity

Cancer And Critical Care

Cancer And Critical Care

Built for any workforce

Plan DetailsMaternity Benefits

Add Catastrophic Coverage to Preventative Care

Add Vativis catastrophic coverage with preventative care. With the Vativis preventative care discount health plans you can pair catastrophic coverage with everyday essentials like telemedicine, primary care, and labs—so you're covered from checkups to crises.

Complete Coverage / Plans

Cost Sharing Protection

Telemedicine 24/7
Mental Health & Rx
Labs, Dental, Vision
Flexible Pricing

Vativis Benefits

Emergency surgery & hospitalization
Major diagnostic procedures
Inpatient Recovery
Transparent, no-network pricing

Choose Your UA Level

(*Price varies by age, family size, and add-ons)

UA Level

$6,000
$3,000
$1,500

Monthly Cost*

$300-$742
$330-$832
$375-$962

Best For

Healthy, low monthly cost
Balanced family plans
Minimal out-of-pocket risk

Disclaimer

All Sharewell services are provided in partnership with ShareWELL. ShareWELL is a nonprofit health care entity. ShareWELL members voluntarily share each other's medical expenses in accordance with guidelines adopted by the members. ShareWELL is not insurance and is not regulated as insurance. Members assume any legal obligation to share in the payment of any medical expense incurred by another ShareWELL member. ShareWell is not available in VT, WA.