For Business

A healthcare benefit discount plan you can afford

Vativis offers an alternative to traditional health insurance plans. Give your employees modern healthcare coverage that is easy to navigate and affordable.
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Easy Administration

Flat-rate Pricing

Competitive Recruitment

Path to Transparency

Cost-efficient

Speedy Health Solutions

Employee satisfaction

Vativis advantages for businesses

Traditional insurance vs Vativis plans

Services Provided

Vativis

Discount plan. Not insurance. No limitation or cap on visits.

EPO

Won't cover out-of-network care except in emergencies. Deductibles and caps on visits.

PPO

Broader network. High out-of-pocket costs. Deductibles and caps on visits.

Dental Care

  1. 15% to 50% off all services
  2. Unlimited visits
  3. 241,000 locations nationwide
  1. 20-30% cost-sharing depending on plan
  2. Visits are limited before
  3. Higher cost sharing with more visits
  1. Usually covers 50-80% of costs
  2. Limited visits
  3. May limit specific services to in-network

Telemedicine (standalone)

  1. $0 for 3 visits per family member per condition
  2. 24/7/365 access any state
  1. Typically requires a copayment (around $30-60 per visit)
  2. May limit access if out of state
  1. $10-50 copay per visit
  2. May have limits on visits and if out of state

Rx Prescriptions

  1. 800 free generic medications
  2. 80% off generic
  3. 15-25% off brands
  4. International mail and PAP available
  1. Coverage varies on drug and pharmacy
  2. Usually needs a deductible
  3. May have exclusions and has exclusions
  1. Lower copay for generics
  2. Higher for brand-name and has exclusions

Vision Care

  1. 10-60% off eyewear, contacts, exams, Lasik.
  2. Unlimited visits
  1. 20-40% and visits are limited
  2. Limited coverage; costs vary widely
  1. 40-80% typically offers higher coverage for in-network
  2. Visits are limited

Hearing

  1. 30-70% off at 60K locations
  1. Cost-sharing varies, visits are limited
  1. Discounts vary for in-network services but visits are limited

Mental Health/ Wellness and Coaching

  1. Requires prior authorization
  2. Copay $30-50
  1. Usually covers numerous sessions
  2. Higher out-of-pocket costs for out-of-network
  1. Usually covers numerous sessions
  2. Higher out-of-pocket costs for out-of-network

Primary Care

  1. $25-40 copay for in-network; $50-100 for urgent.
  2. Referrals needed for specialists and visits are limited
  1. $20-60 copay
  2. No referrals needed but higher costs for out-of-network and visits are limited
  1. $20-60 copay
  2. No referrals needed but higher costs for out-of-network and visits are limited

Lab Services

  1. Covered at variable rates; copay may app
  1. Typically covered with copay and deductible
  1. $20-60 copay
  2. No referrals needed but higher costs for out-of-network and visits are limited

Hospital Savings

  1. Higher out-of-pocket costs for out-of-network; more choices but also higher costs
  1. Higher out-of-pocket costs for out-of-network; more choices but also higher costs
  1. Higher out-of-pocket costs for out-of-network; more choices but also higher costs

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General information

How Vativis medical discount plans work

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pricing
Vativis offers plans for businesses of all sizes. Just choose a plan for your business and give your employees access to health coverage at a price you can afford.
Member portal access
You and your employees can manage your plan in one place. Keep staff status updated and give your employees the peace of affordable healthcare.