- 15% to 50% off all services
- Unlimited visits
- 241,000 locations nationwide
| - 20-30% cost-sharing depending on plan
- Visits are limited before
- Higher cost sharing with more visits
| - Usually covers 50-80% of costs
- Limited visits
- May limit specific services to in-network
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- $0 for 3 visits per family member per condition
- 24/7/365 access any state
| - Typically requires a copayment (around $30-60 per visit)
- May limit access if out of state
| - $10-50 copay per visit
- May have limits on visits and if out of state
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- 800 free generic medications
- 80% off generic
- 15-25% off brands
- International mail and PAP available
| - Coverage varies on drug and pharmacy
- Usually needs a deductible
- May have exclusions and has exclusions
| - Lower copay for generics
- Higher for brand-name and has exclusions
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- 10-60% off eyewear, contacts, exams, Lasik.
- Unlimited visits
| - 20-40% and visits are limited
- Limited coverage; costs vary widely
| - 40-80% typically offers higher coverage for in-network
- Visits are limited
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- 30-70% off at 60K locations
| - Cost-sharing varies, visits are limited
| - Discounts vary for in-network services but visits are limited
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- Requires prior authorization
- Copay $30-50
| - Usually covers numerous sessions
- Higher out-of-pocket costs for out-of-network
| - Usually covers numerous sessions
- Higher out-of-pocket costs for out-of-network
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- $25-40 copay for in-network; $50-100 for urgent.
- Referrals needed for specialists and visits are limited
| - $20-60 copay
- No referrals needed but higher costs for out-of-network and visits are limited
| - $20-60 copay
- No referrals needed but higher costs for out-of-network and visits are limited
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- Covered at variable rates; copay may app
| - Typically covered with copay and deductible
| - $20-60 copay
- No referrals needed but higher costs for out-of-network and visits are limited
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- Higher out-of-pocket costs for out-of-network; more choices but also higher costs
| - Higher out-of-pocket costs for out-of-network; more choices but also higher costs
| - Higher out-of-pocket costs for out-of-network; more choices but also higher costs
|